affiliates have more than 20 years experience in practice, development,
management, acquisition and turnover.
Point of Service Plans
- A POS plan is
often called an HMO/PPO hybrid or an "open-ended" HMO. The
reason it's called "point of service" is that members choose
which option - HMO or PPO - they will use each time they seek health
- Like an HMO and
a PPO, a POS plan has a contracted network provider.
- POS plans encourage,
but don't require, members to choose a primary care physician (PCP).
As in a traditional HMO, the PCP acts as a "gatekeeper" when
making referrals. Members who choose not to use thier PCPs for referrals
(but still seek care from an in-network provider) still receive benefits
but will pay higher copays and/or deductibles than memebrs who use their
- POS members also
may opt to visit and out-of-network provider at their discretion. If
so, a memebr copays, and coinsurance and deductibles are subsequently
- POS plans are
becoming more popular because they offer more flexibility and freedom
of choice that standard HMOs.
Medical Alliance, P.A.
595 South Federal Highway, Suite 250
Boca Raton, Florida 33432