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Our
affiliates have more than 20 years experience in practice, development,
management, acquisition and turnover.
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Point of Service Plans
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- A POS plan is
often called an HMO/PPO hybrid or an "open-ended" HMO. The
reason it's called "point of service" is that members choose
which option - HMO or PPO - they will use each time they seek health
care.
- Like an HMO and
a PPO, a POS plan has a contracted network provider.
- POS plans encourage,
but don't require, members to choose a primary care physician (PCP).
As in a traditional HMO, the PCP acts as a "gatekeeper" when
making referrals. Members who choose not to use thier PCPs for referrals
(but still seek care from an in-network provider) still receive benefits
but will pay higher copays and/or deductibles than memebrs who use their
PCPs/
- POS members also
may opt to visit and out-of-network provider at their discretion. If
so, a memebr copays, and coinsurance and deductibles are subsequently
higher.
- POS plans are
becoming more popular because they offer more flexibility and freedom
of choice that standard HMOs.
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Premier
Medical Alliance, P.A.
595 South Federal Highway, Suite 250
Boca Raton, Florida 33432
www.pma-fl.com
Tel: 561-417-3344
Fax: 561-417-8899
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